8 Very Important Credit Terms Defined
Never sign an agreement or contract that you don't understand. Instead, take your time and read through it again or ask someone to explain what the terms mean. ...
Why Did My Credit Score Go Down?
Credit scores seldom stay the same, fluctuating all the time is normal. If you notice a drop in your credit score, there are a number of explanations as to why ...
Why you Should do a Credit Bureau Check Often
You should do a credit bureau check often to make sure you can get results when you need them regarding credit. ...
Can You Get an Interest-Free Credit Card?
It seems that getting a credit card is easier today than ever before. Banks seem to hand them out arbitrarily. ...
14 Amazing Tips To Repair Your Credit Score
Discover the 14 ultimate tips when it comes to repairing your credit score. ...
10 Credit Score Myths
Find out what the 10 biggest credit report myths are. Some of these might shock you - so make sure you learn the truth now! ...
10 tips to find amazing bargains
Next time you’re at a dinner party and there's a lull in the conversation, ask people about the biggest bargain they have ever bought. And then fill everyone’s glasses, as you’re probably in for some fantastic stories. ...
5 Simple Steps to Improving Your Credit Score
When you apply for finance and are told your credit score is poor, you need to investigate why. It is essential that you take steps to improve your score ...
Your best self-defense against identity theft is your credit report
Identity theft is easier to pull off than we think. It has been estimated that identity theft costs the economy approximately 1 billion per year and growing. ...
The Importance Of Pulling A Credit Report Before Applying For A Loan
You should pull a credit report before applying for a loan. Here you will learn why. ...
How to boost your credit score – even in hard times
Discover how to increase your credit score with these easy to follow tips. ...
Getting a Credit Bureau Report before Applying for a Loan
Find out how to get a credit bureau report before you apply for a loan. ...
Why it's Imperative to do a Credit Check Every now and Again
There can be plenty of mistakes on your credit report, and that is why you need to keep an eye on it. ...
Judgements, Administrations and Listings (how to remove them)
Want to know how to clear judgements, administrations and defaults from your credit report? Then read this now! ...
Credit Bureau Check - Why Get It?
In this world of credits and loans to buy the comfort that makes life easy and good to live a good credit situation is very necessary for everyone. ...
How to Convince Creditors Not to Ruin Your Credit Score
Did you know that South Africans are forking out approximately 76% of their salaries on debt repayments as of 2014? ...
The Importance of Knowing your Credit Rating
It is very important that you know what your credit rating says about you. ...
Credit Scores Vs. Credit Reports: What's The Difference?
Knowing the difference between your credit score and credit report is of the utmost importance in seeking credit. ...
Which Type of Credit Carries the Most Risk?
Let’s face it we all want to live a life free of debt, but the reality is that most of us are in some sort of debt. The trouble is very few of us have the cash. ...
How to Calculate Your Debt-to-Income Ratio
One of the ways that banks and other organisations determine your financial health is to calculate your Debt-to-Income Ratio, or DTI. ...
6 Reasons to go for a Free Credit Check
Discover the 6 reasons why you should get a free credit check today ...
Get a Credit Check Free Online
Annually you should be able to get a free credit check online. This is a very simple and fast process that you can get done with in a matter of minutes. ...
What is considered a good credit score in South Africa?
Scores range from 300 to 850 with the higher scores being more positive. A score in excess of 700 is a good score and should give you good access to credit. ...
How to check if you have been blacklisted?
Concerned you might be blacklisted? Credit bureaus keep your credit history, both the good and bad aspects. ...
How paying off your credit card influences your credit score
Discover how paying off your credit card will influence your credit score. Read this now to find out. ...
What Affect Your Credit Report Has On Your Interest Rates
Did you know that your credit score plays a role in interest rates? Here you will find out why and how. ...
How to create a budget with the envelope system
If you are looking to start a simple budget for your home, look no further than the envelope system. ...
How to create a dispute with Compuscan
Found errors on your credit report and want to create a dispute with Compuscan? Here we will discuss how you can do this the easy way. Read this article now. ...
Disputing Errors on Credit Reports
Discover how you can dispute any errors on your credit report in this article. Read now! ...
Can an employer check your credit score?
Your credit report can only be seen by your employer or the recruitment agency if you have given them, permission to do so. ...
Fixing Your Credit Made Simple
This article will explain why you should be fixing your credit to enjoy a great financial life. ...
Any Disputes On Your Credit Report? – 5 Easy Steps To File Any Disputes
These 5 steps will show you exactly how you should file disputes against errors on your credit report. ...
What’s the Difference Between Free and Paid Credit Reports?
Some industry leaders might argue that the free reports available online are not as comprehensive as paid reports..... ...
FAQs on credit amnesty
Cape Town - Credit bureaus have been inundated with calls from consumers since the implementation of the credit amnesty on April 1 2014. ...
How to Clear Your Name at the Credit Bureaus
Failure to pay debts has long-term consequences. Your name will be registered with the credit bureaus. When you apply for debt, your name will be flagged. ...
How to create a Dispute with TransUnion
If you believe the information is incorrect you can log a dispute with TransUnion to try and get the issue solved as quickly as possible. ...
Discover how to remove a judgement from your report
Want to know how to remove judgements or any negative marks on your credit report? This article will show you how. ...
Understanding the Credit Report in South Africa
Find out how the credit report in South Africa works and how you can get one ...
Misconceptions That You Should Be Aware Of When It Comes To Credit Repair
This article will explain the things you should know about when starting the credit repair process. ...
Why It Is Important To Know The Status Of Your Credit Rating
This article will show you exactly why you should know your credit score rating. ...
Credit Card Debt – Explaining the main causes
This article will discuss the main caused of credit card debt and how it influences your credit rating ...
Why you will Always get a Free Credit Check Online
You will always be able to get a free credit check online, so you should never pay for one of them. ...
How to Qualify for New Credit with No Credit Score
It is a very difficult position to be in when you don’t qualify for new credit because you don’t have a credit score.... ...
How To Raise Your Credit Score
Discover the easy ways that you can follow to raise your credit score. ...
How do I read my credit report to detect problems?
Are you unsure how you can detect problems on your credit report? This article will show you how you should read your report to ensure that there are no errors. ...
A Few Reasons Why To Go For A Credit Check
Nowadays, thanks to the internet you can now even apply for a free credit report. Don’t pay if you don’t need to. ...
Getting Creditors To Remove Late Payments
Late payments can be devastating to your credit score. Here we will show you how you can get creditors to remove the listing from your name. ...
What Influences your Credit Score?
There are quite a few things that influence your credit score, and it is important to know about them. ...
How to get a Free Credit Report in South Africa
Find out how you can get a free credit snapshot in South Africa ...
The 11 Warning Signs You Could Be Heading for Financial Disaster!
Are you heading for a financial melt down? Find out all the warnings signs. ...
What You Should Know About Credit Reports
Confused when it comes to credit reports? This article will show you everything you need to know. ...
What Affects Your Credit Score?
The factors that influence your credit score can be seen as falling into five basic categories. ...
What happens to your credit when you get married?
Marriage is a wonderful union but it is not just two people coming together. Invariably, finances and to an extent credit profile also become intertwined. ...
What is a good credit score?
A “good” credit score depends on the scoring system used by your particular lender. Different scoring systems use different scales. However, if you have a good credit score from one of the credit reporting agencies, you are likely to have a good credit score with your lender. ...
What is the law when it comes to companies and listing Judgments against you
The credit provider has to first advise the consumer of their intention to hand them over for legal proceedings before they begin the process. ...
So, you've been blacklisted. What now?
First, let’s look at what most people call being blacklisted. Credit bureaus keep a history of your payment behavior, good and bad. ...
3 Items You Don’t Want to See on Your Credit Report
There are a few things that you don’t want to see on your credit report that says to lenders that you are not a reliable borrower and likely deny an application ...